Young Koreans say they can't buy a home without loosened credit rules — and the data backs them up.
A Seoul Economic Daily survey of 61 young adults in the greater Seoul area found 42.2% blame high prices and 32% blame loan regulation for locking them out of homeownership. Most expect to finance a purchase through debt (34.3%), with inheritance and gifts making up 11.2% — underscoring how decisive parental support has become. Even as the June 27th measures tightened DSR and LTV caps, the five major banks added 3.3 trillion won (about 2.2 billion dollars) in household loans in June. The 2030 cohort is now pressing for eased limits for first-time and newlywed buyers, setting up a direct clash with the regulator's debt-control drive.
Sources:
Without Parental Help, Young Koreans Can't Even Afford a Seoul Jeonse — Seoul Economic Daily, July 13 2026
Money Move Is a Chance to Raise WM Capability, Says KB Financial Chairman Yang Jong-hee — Seoul Economic Daily, July 13 2026
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Tags:
#DSR #LTV #HouseholdDebt #KoreaHousing #FSC #KBFinancial #Jeonse #KOSPI #AIPRISM #SeoulEconomicDaily #WANIFRA
